How should you wear your lap and shoulder belt?

• Wear the lap belt low and snug over your hips, and the shoulder belt over your chest and shoulder.
  Explanation:

  "For maximum protection in a crash, the lap belt should be worn low and snug across your hips, not your stomach, to prevent injury. The shoulder belt should lie across your chest and shoulder, not under your arm or behind your back, to properly distribute the force of impact."
• Wear the lap belt over your stomach and the shoulder belt around your neck.
• Wear the lap belt over your hips and the shoulder belt under your arm.
• None of the above